Credit Risk Analyst

Job Description

Job Summary

Wells Fargo is seeking a motivated and analytical Credit Risk Analyst to join our growing Risk Management team. This is an excellent opportunity for fresh graduates or entry-level professionals looking to start a career in financial analysis, credit assessment, and banking risk operations. As a Credit Risk Analyst, you will support the identification, evaluation, and monitoring of credit risks associated with various portfolios, helping the organization make informed lending and investment decisions.

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Key Responsibilities

• Analyze and assess credit risk exposure for retail, corporate, and institutional clients.


• Prepare detailed financial statements, risk reports, and data models to support decision-making.


• Monitor key credit metrics and trends to ensure compliance with internal risk policies.


• Collaborate with senior analysts and management to develop credit risk frameworks and models.


• Assist in maintaining credit rating databases and documentation of borrower performance.


• Evaluate market conditions, economic trends, and industry data to forecast potential credit risks.


• Support audits, regulatory reviews, and compliance activities.


• Participate in training and mentorship programs to enhance financial risk understanding.

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Required Skills and Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, Statistics, Mathematics, or a related discipline.


• Strong analytical and problem-solving abilities.


• Excellent Excel and data analysis skills; familiarity with Power BI or SQL is an advantage.


• Solid understanding of financial statements and credit risk fundamentals.


• Effective written and verbal communication skills.


• High attention to detail and accuracy.


• Ability to work independently as well as in a team environment.

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Experience

• Fresh graduates are encouraged to apply.


• Internship or coursework experience in finance, accounting, or risk management is a plus.

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Working Hours

• Full-time position (Monday to Friday).


• Flexible working hours available for remote employees.


• May require coordination with teams across different time zones.

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Knowledge, Skills, and Abilities

• Knowledge of financial modeling, credit scoring, and data visualization techniques.


• Ability to interpret complex financial data and identify trends or anomalies.


• Excellent organizational skills with the ability to prioritize and meet deadlines.


• Strong teamwork and interpersonal skills to work with cross-functional departments.


• Proficiency in Microsoft Office Suite; exposure to data analytics tools preferred.

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Benefits

• Competitive entry-level salary package.


• Comprehensive training and professional development programs.


• Remote work flexibility and supportive team culture.


• Health insurance and wellness programs.


• Performance-based incentives and career progression opportunities.

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Why Join Wells Fargo

At Wells Fargo, we believe in developing talent and nurturing potential. As one of the world’s leading financial institutions, we offer an environment that encourages learning, innovation, and career growth. Joining us means becoming part of a global organization that values integrity, collaboration, and diversity. You’ll have the opportunity to grow your career while contributing to the stability and success of millions of customers worldwide.

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How to Apply

Interested candidates can apply through the official Wells Fargo Careers Portal or submit their updated resume via email to the HR department. Shortlisted applicants will be contacted for an online assessment and virtual interview.

Start your career in financial risk management with Wells Fargo — Apply Now!

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Job Details